Possible solutions to the worlds problems

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I'll have to add this to my list of events i'm gonna try and attend later this year.....so much stuff going down!
 
How would one address wars? The greed of people wanting more will always cause wars. Maybe we could just tell them we have people power and do not tread on us?

First we need to understand the cause of the wars

Then once we know where all the craziness is coming from...then we can all strategise a suitable response

But before we can all come together to deal with this thing...people need to understand the forces at work

[video=youtube;5hfEBupAeo4]https://www.youtube.com/watch?v=5hfEBupAeo4[/video]

http://www.zerohedge.com/news/2014-08-13/bank-international-settlements-backdoor-betrayal


Written by Bruno de Landevoisin of the STEALTHFLATION blog. The Bank for International Settlements, otherwise known as the BIS, should more aptly be named the Bank for International division and domination. It's clearly an institution with global reach, whose hidden covert purpose is to impose the financial globalist's agenda on all sovereign nation states. The luminous photo below is of their luxurious Headquarters. Ten times a year, once a month except in August and October, a small group of well dressed men arrives in Basel, Switzerland. Carrying elegant overnight bags and stylish brief cases, they discreetly check into the Euler Hotel, across from the railroad station. They come to this quiet city from places as disparate as Tokyo, Paris, Brasília, London, and Washington, D.C., for the regular meeting of the most exclusive, secretive, and powerful supranational club in the world. Each visiting member has his own office at the club, with secure telephone lines to his home country. These elite international bankers are fully serviced by a permanent staff of about 300, including chauffeurs, chefs, guards, messengers, translators, stenographers, secretaries, and researchers. Also at their disposal are a brilliant research unit, well equipped medical facility and deep underground bunker, as well as a secluded country club with tennis courts and a swimming pool, a few kilometers outside of Basel. Undoubtedly, we have all heard of this all important international organization, but how many of us really know much about it, or even understand its intended purpose. The only thing that I knew about this powerful global entity was that it is often described as the Central Bank of Central Banks. Clearly, we all need to know more, let's constructively begin with some benign elementary historical background transcribed from Investopedia, and also lay out the venerable institution's specific functions & mission statement, directly from the BIS website itself. Founding and brief History of the BIS:
Founded in 1930, the Bank for International Settlements is the oldest global financial institution and operates under the auspices of international law. But from its inception to the present day, the role of the BIS has been ever-changing, as it adapts to the dynamic global financial community and its needs. The BIS was created out of the Hague Agreements of 1930 and took over the job of the Agent General for Repatriation in Berlin. When established, the BIS was responsible for the collection, administration and distribution of reparations from Germany - as agreed upon in the Treaty of Versailles.
After World War II, the BIS turned its focus to the defense and implementation of the World Bank's Bretton Woods System. Between the 1970s and 1980s, the BIS monitored cross-border capital flows in the wake of the oil and debt crises, which in turn led to the development of regulatory supervision of internationally active banks. More recently, it has concentrated its efforts on the global financial stability and capital reserve requirement accords. The BIS has also emerged as an emergency "funder" to nations in trouble, coming to the aid of countries such as Mexico and Brazil during their debt crises in 1982 and 1998, respectively. In cases like these, where the International Monetary Fund is already in the country, emergency funding is provided through the IMF structured program.
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The BIS has also functioned as trustee and agent. For example, from 1979 to 1994, the BIS was the agent for the European Monetary System, which is the administration that paved the way for a single European currency.
Today, the BIS has become the central bank of central banks. The Bank now represents the interests of nearly all of the world's central bank institutions, and manages a significant share of their reserves, including gold holdings. The organization now serves and presides over 60 central banks worldwide. Accordingly the BIS requires the capital/asset ratio of central banks to be above a prescribed minimum international standard, for the protection of all central banks involved.

In broad outline, the BIS pursues its mission by:

  • Promoting discussion and facilitating collaboration among central banks.
  • Supporting dialogue with other authorities that are responsible for promoting financial stability.
  • Conducting research on policy issues confronting central banks and financial supervisory authorities.
  • Acting as a prime counterparty for central banks in their financial transactions.
  • Serving as an agent or trustee in connection with international financial operations.

Now that we are up to speed on the BIS's alleged "raison d'etre", and fully indoctrinated in the organization's whitewashed history, self proclaimed mission statement and assumed functions, let's expose the true nature of this supposedly benign bastion of banking balance. Trust me, they are anything but the modest measured men of monetary moderation and management they purport to be. This odious institution is nothing but a conceited cunning cabal of carnivorous cannibals bent on global financial domination, who deftly deploy dreaded debt disbursements the world over. They will stop at nothing to achieve their ends, absolutely nothing. To fully comprehend the self-serving nature of the BIS, one has to understand that it is an autocratic institution run by a very select group of the highest ranking bankers on the planet, representing both private banking interests, as well as those of the vast worldwide network of central banks that are ultimately owned by those same private commercial & financial interests. It is important to note that these top flight international bankers have intentionally organized themselves, so as not to be directed by their own national governments for the crucial decisions and actions they take. In effect, they are a supranational organization, controlled by an elite group of men, who preside over most of the world's financial and monetary systems of exchange which regulate and facilitate most of the globe's commerce. The supreme inner club is made up of the half-dozen powerful central bankers at the apex of a privately devised international monetary system. Their dictate, which enshrines the inner club from the rest of the lessor BIS members, is the firm belief that central banks should act independently of their home governments. Their controlling organization is at the epicenter of global finance, and has inherently become increasingly connected and indispensable over time by design. A glaring early example of their self-serving grandiosity can be found in their despicable double dealings before the outbreak and during the hostilities of the World Wars. The following passage, by well-respected financial historian Adam LeBor, details the nefarious activities of Thomas McKittrick, a former president of the BIS:
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The BIS was founded in Basel in 1930, where it is still headquartered today. Ostensibly set up as part of the Young Plan to administer German reparations payments for WWI, its real purpose was detailed in its statutes: to “promote the cooperation of central banks and provide additional facilities for international financial operations.” The establishment of the BIS was the culmination of the central bankers’ decades-old dream to have their own bank powerful, independent, and free from interfering politicians and nosy reporters.
Under the terms of the founding treaty, the bank’s assets could never be seized, even in times of war. Most felicitous of all, the BIS was self-financing and would be in perpetuity. Its clients were its own founders and shareholders, the central banks. The BIS, boasted Gates McGarrah, an American banker who served as its first president, was “completely removed from any government or political control.” McKittrick’s involvement with the BIS began in 1931, when he joined the German Credits Arbitration Committee, which adjudicated disputes involving German commercial banks. One of the other two members was Marcus Wallenberg, of Sweden’s Enskilda Bank, who taught McKittrick about the intricacies of international finance. Marcus and his brother Jacob were two of the most powerful bankers in the world. During the war, the Wallenberg brothers used Enskilda Bank to play both sides and harvest enormous profits.
In May 1939 McKittrick was offered the position of president of the BIS, which he readily accepted. As head of the BIS, headquartered in Basel, from 1940 to 1946, McKittrick played a crucial role in abetting Hitler’s war—and, at the same time, in revealing details about his Nazi colleagues to his friends in Washington, D.C. On McKittrick’s watch, the BIS willingly accepted looted Nazi gold, carried out foreign exchange deals for the Reichsbank, and recognized the Nazi invasion and annexation of conquered countries. By doing so, it also legitimized the role of the national banks in the occupied countries in appropriating Jewish-owned assets. Indeed, the BIS was so indispensable to the overall Nazi project that the vice-president of the Reichsbank, Emil Puhl, who was later tried for war crimes, once referred to the BIS as the Reichsbank’s only “foreign branch.” In the closing months of the war, as American GIs fought their way across Europe, McKittrick was arranging deals with Nazi industrialists to guarantee their profits after the Allied victory.
Additionally, the following indictment from Wikipedia:
As a result of Nazi collaboration allegations, at the Bretton Woods Conference held in July 1944, Norway proposed the "liquidation of the Bank for International Settlements at the earliest possible moment". This resulted in the BIS being the subject of a disagreement between the American and British delegations. The liquidation of the bank was supported by other European delegates, as well as the United States (including Harry Dexter White, Secretary of the Treasury, and Henry Morgenthau),[6] but opposed by John Maynard Keynes, head of the British delegation. Fearing that the BIS would be dissolved by President Franklin Delano Roosevelt, Keynes went to Morgenthau hoping to prevent the dissolution, or have it postponed, but the next day the dissolution of the BIS was approved. However, the liquidation of the bank was never actually undertaken.[7] In April 1945, the new U.S. president Harry S. Truman and the British government suspended the dissolution, and the decision to liquidate the BIS was officially reversed in 1948.
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Fast forward to Today. Would the very same elite banking interests not be behind the destabilization and financing of multiple military conflicts sprouting up all over the globe? After all, the U.S. just finished squandering over $3 trillion endlessly tussling with a fanatical bunch of burka wearing nomads in the sparse mountains of Afghanistan for well over a decade. In the end, what, and who the hell was all of that money really for? Might it be supranational bank financing concerns funneling their central bank issued easy money government treasury funding directly into the military industrial complex.
MENA, after years of relative calm imposed by despotic regimes often legitimized by Western commercial interests, suddenly, all at once, seemingly out of nowhere, rose up in a spontaneous combustion of political awareness, the so called Arab Spring, which has brought as much disillusionment as promise. What was really behind this? While Syria, on the other hand, has been in a perpetual state of war due to ISIS insurgents supported by the U.S., Saudi Arabia, and Israel. Iraq is on the verge of complete disintegration as the same western organized ISIS move in on Baghdad. Libya is erupting, with American, British and French embassy's being swiftly evacuated. What gives? Are all of these simultaneous regional conflicts simply a sheer coincidence? Further war financing requirements perhaps. The Hamas / Israel connection has certainly duped many, even though it is historical fact that the creation of Hamas itself was funded and supported by covert elements of the Israel government. Why did Israel put money and arms at the disposal of Muslim extremist groups like Hamas and ISIS, only to enter into brutal conflict with them later? Again, are the international bankers involved here as well? Why bother with inflation when you can create DeathFlation! The Ukraine crisis is only further intensifying after the attack on Malaysian flight MH17. In just the past week, the EU has instituted serious economic and financial sanctions, fighting has become even more fierce in the ethnic Russian speaking regions, and Russia itself has been accused of firing heavy artillery into the war zone. Moreover, the U.S. now claims that Russia has demonstrably violated the terms of the Intermediate Range Nuclear Forces treaty. Astonishingly, assistant Secretary of State, Victoria Nuland recently proudly trumpeted that U.S. sponsored NGOs (Non Governmental Organizations) had spent over $5 billion fomenting political protest on the ground in Kiev, in order to destabilize and ultimately overthrow the former president of Ukraine, Victor Yanukovych. Again, who or what institution actually facilitated the financing of such an excessive amount of funds, and why? Is it simply the usual bane of proxy war profiteering which is underway, or is something more sinister also a foot here. Is the western central bank hegemonic monetary system attempting to further assert itself on the arising and defiant BRICS? Moreover, since all out military conflict is no longer a viable option, due to assured mutual destruction from imposing nuclear arsenals, another most effective avenue for global domination would be via strategic financial and economic power. Is this what the international banking cabal is now seizing upon? A significant example of a BIS sponsored strategic global economic initiative, orchestrated by its self-serving megalomaniac banking power brokers, was its behind the scene’s role in devising and pushing forward the concept for a European Union with a single common currency. It established a new role for itself in the postwar world, first as the financial mechanism for American efforts to rebuild Europe, and then for the accelerating project of European unification. Some believe that the trans-national vision of a modern Europe ruled by mandarins in Brussels and Basel was originally hatched and concocted in a secret meeting held at the Bank for International Settlements. Clearly, the driving force behind the financial engineering ambitions of the elite global bankers at the BIS has always been the same. Namely; to further establish themselves as the indispensable international financial body, whose ultimate authority supersedes any national jurisdiction, thereby interminably dismantling and diminishing the sovereignty of the individual nation states. In other words, they consolidate their subjugation of the local citizenry by championing the benefits of economies of scale which only globalization can achieve, and, of course, that only their financial frameworks can administer. The UN, EU, NAU, IMF, WBC, CFR, NATO, WTO, OECD, WHO, and a myriad other IGOs (Intergovernmental organizations), all use much the same modus operandi as the BIS to expand their dominion. In the end, it's mostly about their self-seeking interests, entitled importance and institutional aggrandizement. Throughout history, elite groups of men have always attempted to subjugate the masses, this is no different. The once magnificent self determined Republic of the United States, for the people of the people, must stop these globalists dead in their tracks, before their self-serving hubris and unrelenting drive for hegemony brings unsuspecting Americans down to their knees............
 
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Carroll Quigley, the renown academic historian, in his monumental tome Tragedy and Hope published in 1966, clearly identified the underlying scheme of this scourge. Having studied the rise and fall of civilizations, Quigley found the explanation of disintegration in the gradual transformation of social "instruments" into "institutions", that is, transformation of social arrangements functioning to meet real social needs into social institutions serving their own purposes regardless of real social needs.
Many discerning Americans are certainly aware of the prevalence of the false Left/Right paradigm in American politics which is clearly driven by the buying off of politicians via an army of private lobbyists on behalf of avaricious corporate institutions and demanding special interest groups. There is also a solid case to be made that our multinational banking institutions directly serve to promote this debilitating duplicitous demagoguery. The once esteemed news networks have also degenerated into a cronyism cesspool of unabashed corporatism, no longer reporting news, but rather dishing out distilled disinformation and various valueless vicissitudes. Institutional disintegration indeed, Mr. Quigley was flat out dead right back in 66'! Professor Carroll Quigley directed his poignant prescient prose specifically at the Bank for International Settlements:
"The Power of financial capitalism had a far reaching plan, nothing less than to create a world system of financial control in private hands able to dominate the political system of each country and the economy of the world as a whole. This system was to be controlled in a feudalistic fashion by the central banks of the world acting in concert, by secret agreements arrived at in frequent meetings and conferences. The apex of the system was to be the Bank for International Settlements in Basel, Switzerland, a private bank owned and controlled by the world's central banks, which were themselves private corporations. Each central bank sought to dominate its government by its ability to control treasury loans, to manipulate foreign exchanges, to influence the level of economic activity in the country, and to influence co-operative politicians by subsequent rewards in the business world."
The ominous premise of this lengthy piece is precisely why the United States should become increasingly alarmed as these globalists continue to extend their supremacy. Just as the once proud independent self governing sovereign nation states of Europe have become subservient to an autocratic international banking class, which promptly imposed a common currency, and is now actively crafting a fiscal union to complete its ascendancy and authority, the United States also is a prime target in the cross hairs of these very same avaricious financial oligarchs. Make no mistake, the likes of the BIS, IMF, IFC, OECD and the World Bank are on a maniacal maraudering mission to subvert the existing U.S. monetary system, via a crafty and cunning central bank, in our very own complicit Federal Reserve. In my view, this is the only valid explanation as to why we are systematically being driven off a fiscal and monetary cliff, almost as if we were preforming a national financial and economic Hari Kari ritual. At this point, they have mandated a market cataclysm and deliberately determined the dollar's demise. To be sure, the BIS and IMF are waiting in the wings with a new global means of exchange based on an archetype of the presently established SDR mechanism. Why else would the BIS be stating the following today regarding the FED's current monetary measures?
“The temptation to postpone adjustment can prove irresistible, especially when times are good and financial booms sprinkle the fairy dust of illusory riches. The consequence is a growth model that relies too much on debt, both private and public, and which over time sows the seeds of its own demise. To return to sustainable and balanced growth, policies need to go beyond their traditional focus on the business cycle and take a longer-term perspective – one in which the financial cycle takes centre stage…They need to address head-on the structural deficiencies and resource misallocations masked by strong financial booms and revealed only in the subsequent busts. The only source of lasting prosperity is a stronger supply side. It is essential to move away from debt as the main engine of growth."
Ask yourselves, if Janet Yellen sits on the Board of Directors of the BIS, why have she and all her 21st century predecessors been conducting a brazen, unproven, uncharted and surely precarious monetary policy with complete abandon, that totally contradicts the sage and proven advice, judiciously laid out above, by the very institution which is central to monitoring, regulating and advising on global central bank direction. Something stinks here, it just doesn't add up. Is our Federal Reserve, whose top leadership also happens to be elite members of the BIS banking cabal club, actually double dealing here? Setting us up for a great fall, so the financial globalists can come sweeping in to our rescue, installing themselves as our monetary overlords? Far fetched, you say? Remember, this is well within their past predatory precepts, and typical of their self-serving Modus Operandi! If we can't convince you, perhaps the view of billionaire hedge-fund legend Paul Singer will:
We were astounded to learn that the board of the BIS is comprised of none other than the heads of the major central banks of the developed world! Yes – Yellen, Draghi, et al! So, these central bankers are simultaneously failing to tell their respective governments that (1) monetary policy has done enough; (2) monetary policy is causing massive risks and distortions; and (3) political leaders must grab the reins and make structural changes, these same central bankers are authorizing BIS reports that will enable them to say, after the coming multifactor crisis, that they told us about the risks.

We wonder who from the Fed authorized the report, and why they haven’t shared these harsh views of Fed policy in the FOMC meeting minutes or the endless public speeches by Fed officials. It is duplicitous for the Fed to authorize the views in the BIS report yet keep quiet about them elsewhere. But then, the Fed has never accepted much responsibility for the 2008 crisis, despite its decisions to keep interest rates artificially low for an extended period of time, to do a poor job of regulating the banking system and to abet Fannie and Freddie in their utter irresponsibility. History rhymes. The Fed has created the fuel for another crisis, seems to know it judging by the BIS report, and yet is covering itself with an "I told you so" report from the BIS rather than changing course.
In closing, the following list identifies the current Board of Directors who preside over the Bank for International Settlements today, see if you recognize any of these supranational scoundrels. The BIS Board of Directors:
Chairman: Christian Noyer, Paris Mark Carney, London Agustín Carstens, Mexico City Luc Coene, Brussels Jon Cunliffe, London Andreas Dombret, Frankfurt am Main Mario Draghi, Frankfurt am Main William C Dudley, New York Stefan Ingves, Stockholm Thomas Jordan, Zurich Klaas Knot, Amsterdam Haruhiko Kuroda, Tokyo Ann Le Lorier, Paris Stephen S Poloz, Ottawa Raghuram Rajan, Mumbai Jan Smets, Brussels Alexandre A Tombini, Brasília Ignazio Visco, Rome Jens Weidmann, Frankfurt am Main Janet L Yellen, Washington Zhou Xiaochuan, Beijing

[h=4] The Globalists are indeed on the move....[/h]
 
...Radical Islam in Iraq?? Believe me: you have greatly underestimated and misunderstood what you see in Iraq.
 
...Radical Islam in Iraq?? Believe me: you have greatly underestimated and misunderstood what you see in Iraq.

Honestly man you need to stop watching FOX news...it is scrambling your thinking

You seem terrified of islam so ask yourself te following questions:

  • did islam create the 2008 global economic crisis?
  • does islam control your congress?
  • does islam control your central bank?
  • does islam outwith pakisthan have nuclear weapons?
  • is islam behind the frankfurt school and the cultural marxism that wants to destroy christianity?
  • is islam behind the unemployment in your country?
  • is islam behind the corporatocracy that is undermining your constitution?

your perspective is way off regarding the source of the problems

Also look into who is creating and funding those extremists in the middle east...it isn't islam
 
Traditionally the banks have lent money to people for business start ups and projects but since the ending of glass steagal and various other de-regulatory moves the banks have become rackets playing casino games with peoples money so that now the big banks are all insolvent

So does that mean you can't get finance anymore? No it doesn't because now we have the internet and 'crowd funding'; we don't need the central banks anymore as we have each other (the global internet community)

So if you are looking for money to start something up why not check out some of the following companies; some buy a piece of equity, whislt others just plain give you the money because they like your project. The funders are often incentivised by getting crypto-currencies in return:

http://swarmcorp.com/

https://startcoin.org/

https://www.ethereum.org/
 
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http://www.wakingtimes.com/2014/08/15/7-ways-trigger-heart-field-powerful-healing-force/

7 Ways to Trigger the Heart Field – The Most Powerful Healing Force There Is


Every cause of disease first begins with an imbalance in the body’s energy systems, specifically, the interaction between how the heart communicates with the brain and the body. Fix that and there is no disease, ever. The heart can produce an electrical field 100 times greater than the brain and a magnetic field 5000 times greater. Which one are you using to heal?
Emotions are vibrations which influence consistently our reality. We not only think and work our way through a day, meeting, assignment, but also feel and believe our way through it. The outcome depends on both.
Simply put, the number one cause of health is your energetic and emotional state. How you connect emotionally to your overall wellness and wellbeing is more important than any supplement, food, exercise or health treatment. There is only one cause of disease and that has to do with the energy and frequency imbalances that exist within your body. Rectify that, and disease cannot exist…it would be impossible.
All the emotions are varieties of two: fear and love: Fear/stress is contagious and causes contraction: inhibits creativity, brain activity, inhibits the immune system,selective perception and over extensive periods of time leads to breakdown. Love (positive beliefs and emotions) has high impact and causes expansion: creativity, physical and mental endurance, more productivity in shorter time because we take decisions quicker because we are receptive and highly perceptive. This a question of Math, HeartMath (as per the contribution in this field of the HeartMath Institute): when one has accurate information, takes better decisions.


The quality of the field one creates with his heart influences his experience and reality.
The research behind the evolution of HeartMath came from the idea that the body’s emotional response to events do not always occur from “top-down” processing (i.e., the brain sends signals to the heart and other organs, and the body responds accordingly). Rather, it has now proven that often times our emotional state triggers our heart to send out its own signals to the brain and other organs, and the body then responds accordingly. For instance, while two-way communication between the cognitive and emotional systems is hard-wired into the brain, the actual number of neural connections going from the emotional centers to the cognitive centers is greater than the number going the other way. Have you ever: Made a “rash” decision? Done something dangerous on impulse? Taken a risk because you believed in it? This research helps explain the influence emotions have on our ability to think and act.
In fact, researchers at HeartMath have determined that the physiology and nerve centers of the heart are so complex and active, that they constitute a “brain” all on their own, termed a “mini-brain.” We now know that the heart contains cells that produce and release norepinephrine and dopamine, neurotransmitters once thought to be produced only by the brain and ganglia outside the heart. Even more remarkable is the discovery that the heart produces oxytocin -the “love hormone” – in concentrations that are as high as those in the brain.


7 Simple actions to create positive feelings:

1. Think about the colleagues who helped you today. Thank them in your heart. Think about your current assignments. Know that they will work out well and work from this space.
2. What is it that you would like to have professionally? A new project? With whom? Think about it in detail, be specific and imagine you are already working on it.
3. Entertain the feeling of celebration that arises in your heart. From this space take the appropriate actions to make it happen.
4. Find ways to help your colleagues, or make them feel that you care. Do one (in)visible act of kindness per day or more if you want to
5. Before starting your work day give thanks and envision it the way you want it to be.
6. When finishing your work day give thanks and clear it of negative emotions (which come out of fear that we know now is illusion). Do not take them at home or preserve for the next day.
7. Smile - The time of crisis is literally here: there is the fast pace of our world, the assault of too much to do with too little time and resources. Being in the present moment is just a concept for most of us and has little translation to daily life practice. Fear is wide spread and is polluting us on a very cellular level: hypertension, autoimmune diseases, cancer, infertility, chronic back problems, anxiety, and depression; the list could continue forever. The difference is how we interpret crisis because we can be at complete peace in the midst of chaos.
Can we live the life we want? Can we be authentic in our speech? Can we identify and release our underlying limiting beliefs so that we begin a new commitment towards genuine compassion, abundance, love and connection. Your commitment will show in your body and intentions.


About the Author

Michael Forrester is a spiritual counselor and is a practicing motivational speaker for corporations in Japan, Canada and the United States.
Sources:
massagetoday.com
futurestep.com
heartcenteredhealing.org
betsybergstrom.com
 
“If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks…will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered…. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.”Thomas Jefferson
 
“If the American people ever allow private banks to control the issue of their currency, first by inflation, then by deflation, the banks…will deprive the people of all property until their children wake-up homeless on the continent their fathers conquered…. The issuing power should be taken from the banks and restored to the people, to whom it properly belongs.”Thomas Jefferson

That should be on the front wall of every class room in the US....but it won't be taught for as long as the federal reserve system exists (which won't be much longer)
 
http://www.getoutofdebtfree.org/

[h=1]Beat the banks, credit cards and the debt collectors totally lawfully and
get out of debt for free...[/h] Get Out of Debt Free is very different from most consumer debt support sites, it has been set up to highlight the fraudulent nature of the financial system and offer solutions to those who are experiencing financial hardship as a result of it. We are an Online Community, supporting each other to overcome personal debt, by challenging their procedures and requesting certain documents from the banks and debt collectors, which they should have, but generally they don't.
Learn how the Banks and the Courts conspire to rob you of your money. Learn how debt collectors intimidate you and trick you into contracts and learn how to empower yourself by using some strategies and simple rules.
We have literally hundreds of Success Stories on our community forum, where you will find support and encouragement, every step of the way.
 
1. Get all private money out of politics.
2. Make voting a requirement.
3. Severely limit corporate power.
4. Raise taxes ( but fairly) on the wealthy, corporations, and capital gains.
5. Term limits for all politicians.
6. End foreign wars ( domestic too), cutting military spending drastically.
7. Invest in our domestic infrastructure.
8. Overhaul the education system.
9. Raise minimum wage.
10. Most importantly: start treating all people equally and stop institutionalizing stupidity and bigotry.
 
Pirate party http://pirate-party.us/

Decentralised internet https://projectmeshnet.org/

Torproject for anonymity online https://www.torproject.org/

Occupy wallstreet: http://occupywallst.org/tag/interoccupy/

InterOccupy: http://interoccupy.net/about/mission/

Take the square: http://takethesquare.net/

Peoples assemblies: http://www.peoplesassemblies.org/newswire/

Globalise Resistance: http://www.resist.org.uk/

People's Global Action: http://en.wikipedia.org/wiki/Peoples'_Global_Action

The World Social Forum as a peoples counter point to the el-ites World economic Forum

Move your money out of banks eg in to local community credit unions http://www.moveyourmoney.org.uk/

The indymedia network http://www.indymedia.org/en/index.shtml

Max Keisers 'buy silver campaign'
http://maxkeiser.com/2010/12/16/is-the-crash-jp-morgan-buy-silver-campaign-actually-working/

ATTAC: The Association for a Taxation of financial Transactions and for the Aid of Citizens is an ''international movement working towards social, environmental and democratic alternatives in the globalisation process''. ATTAC is committed to better controls of financial markets, closing down tax havens a more democratic Europe http://www.attac.org/en

A Tobin tax http://en.wikipedia.org/wiki/Tobin_tax
 
Many of the following ideas are from 'The Dictionary of Alternatives' by Parker, Fournier & Reedy


''Direct Action occurs when a group of people take an action which is intended to reveal an existing problem, highlight an alternative, or demonstrate a possible solution to a social issue. This can include nonviolent and less often violent activities which target persons, groups, or property deemed offensive to the direct action participants. Examples of direct action can include strikes, workplace occupations, sit-ins, tax resistance, graffiti, sabotage, hacktivism, property destruction, blockades, and other forms of community resistance. By contrast, electoral politics, diplomacy, negotiation, and arbitration are not usually described as direct action, as they are politically mediated. Non-violent actions are sometimes a form of civil disobedience, and may involve a degree of intentional law-breaking where persons place themselves in arrestable situations in order to make a political statement but other actions (such as strikes) may not violate criminal law. The aim is to either obstruct another political agent or political organization from performing some practice to which the activists object; or to solve perceived problems which traditional societal institutions (governments, powerful churches or establishment trade unions) are not addressing to the satisfaction of the direct action participants.

In general, direct action is often used by those seeking social change, and non violent direct action in particular has historically been a regular feature of the tactics employed by social change movements.'' http://en.wikipedia.org/wiki/Direct_action

Some example of direct action are:


Reclaim the streets is a collective with a shared ideal of community ownership of public spaces. Participants characterize the collective as a resistance movement opposed to the dominance of corporate forces in globalization, and to the car as the dominant mode of transport. (http://en.wikipedia.org/wiki/Reclaim_the_Streets)

http://rts.gn.apc.org/

Centri Sociali are ''self-managed social centers appeared all over Italy during the mid 1980s, as a result of the recession and resignation of 1970s left-wing militant students and youth that were dissatisfied with authority.

Young adults with no money, place to meet, or fondness of authority squatted abandoned buildings, renovated them, and turned them into social youth centers. These self-organized groups began to find new purpose in the centers, as if they were operational factories, schools, prisons, gas stations, or stores that they once were before abandonment. These refurbished buildings became semi-legal, unconventional, independently run activity centers.


The social centers were often located in the outer suburbs of larger cities and were run cooperatively by several groups that used the facilities as underground drop-in centers, youth clubs, drug rehabilitation sites, recording studios, cinemas, art galleries, and eventually even computer venues that specialized in computer hacking. As a retreat for disgruntled youth, the social center became a breeding ground for Italian political music. Today, they are considered the heart of Italian hip hop.'' (http://en.wikipedia.org/wiki/Centri_sociali)

Community gardening
can also be a form of direct action taken to use land for the benefit of the community:http://en.wikipedia.org/wiki/Community_gardening

Ya Basta and the Dissobbedienti:

The Ya Basta Association is a network of Italian anti-capitalist and pro-immigrants rights organizations and groups, fueled by the Italian social center movement, formed in 1994, and known for the "authorship" of the Tute Bianche, and later disobbedienti phenomena.
Formed as a result of the "eros effect" of the Zapatista Army of National Liberation uprising in Chiapas in 1994, the Ya Basta Association is sometimes confused with its corresponding tactical project, the Tute Bianche. However these two projects are distinct in that while the Ya Basta Association is an overarching project involving many facets, including the utilization of the "white overall" tactic, the Tute Bianche was a broader tactic involving, at the time of Genoa 2001, many participants unconnected with the Italian Association.http://en.wikipedia.org/wiki/Ya_Basta_Association

Tute Bianche was a militant Italian social movement, active from 1994 to 2001. Activists covered their bodies with padding so as to resist the blows of police, to push through police lines, and to march together in large blocks for mutual protection during demonstrations.http://en.wikipedia.org/wiki/Tute_Bianche

''Landless Workers' Movement (Portuguese: Movimento dos Trabalhadores Sem Terra, or simply MST) is a social movement in Brazil, being generally regarded as one of the greatest (or, according to some, the greatest[SUP][1][/SUP]) largest social movement in Latin America with an estimated informal 1.5 million membership[SUP][2][/SUP] in 23 out of Brazil's 26 states.[SUP][3][/SUP] According to the MST itself, its aims are: firstly , to fight for access to the land for poor workers in general,something to be carried out, secondly, through land reform in Brazil, and, thirdly, through activism around social issues impinging on the achievment of land possession, such as unequal income distribution, racism, gender issues, Media monopolies, etc.[SUP][4][/SUP]

In a shorter, alternative formulation, the MST strives at the achievment of a social covenant provinding a self-sustainable way of life for the poor living in rural areas.[SUP][5][/SUP]
Following in the tracks of various messianic or partisan-inspired movements for land reform in Brazil, the MST differs from its previous counterparts in its being mostly a single-issue movement, treating land reform as a self-justifying cause. It claims its effort at land occupations are legally justified and rooted in the most recent Constitution of Brazil (1988), by interpreting a passage which states that land property should fulfill a social function. It also claims, based on 1996 census statistics, that just 3% of the population owns two-thirds of all arable land in the country.'' http://en.wikipedia.org/wiki/Landless_Workers%27_Movement

''The Chipko movement or Chipko Andolan is a movement that practised the
Gandhian methods of satyagraha and non-violent resistance, through the act of hugging trees to protect them from being felled. The modern Chipko movement started in the early 1970s in the Garhwal Himalayas of Uttarakhand,Then in Uttar Pradesh with growing awareness towards rapid deforestation. The landmark event in this struggle took place on March 26, 1974, when a group of peasant women in Reni village, Hemwalghati, in Chamoli district, Uttarakhand, India, acted to prevent the cutting of trees and reclaim their traditional forest rights that were threatened by the contractor system of the state Forest Department. Their actions inspired hundreds of such actions at the grassroots level throughout the region. By the 1980s the movement had spread throughout India and led to formulation of people-sensitive forest policies, which put a stop to the open felling of trees in regions as far reaching as Vindhyas and the Western Ghats.'' http://en.wikipedia.org/wiki/Chipko_movement

''Squatting consists of occupying an abandoned or unoccupied area of land and/or a building - usually residential -[SUP][1][/SUP] that the squatter does not own, rent or otherwise have lawful permission to use.
Author Robert Neuwirth suggests that there are one billion squatters globally, that is, about one in every seven people on the planet.[SUP][2][/SUP] Yet, according to Kesia Reeve, "squatting is largely absent from policy and academic debate and is rarely conceptualized, as a problem, as a symptom, or as a social or housing movement."[SUP][3][/SUP]
Some squatting movements are political, such as anarchist, autonomist, or socialist.'' http://en.wikipedia.org/wiki/Squatting

''
Anonymous (used as a mass noun) is a loosely associated hacktivist group. It originated in 2003 on the imageboard 4chan, representing the concept of many online and offline community users simultaneously existing as an anarchic, digitized global brain.[SUP][4][/SUP] It is also generally considered to be a blanket term for members of certain Internet subcultures, a way to refer to the actions of people in an environment where their actual identities are not known.[SUP][5][/SUP] It strongly opposes Internet censorship and surveillance, and has hacked various government websites. It has also targeted major security corporations.[SUP][6][7][8][/SUP] Its members can be distinguished in public by the wearing of Guy Fawkes masks.
In its early form, the concept has been adopted by a decentralized online community acting anonymously in a coordinated manner, usually toward a loosely self-agreed goal, and primarily focused on entertainment. Beginning with 2008, the Anonymous collective has become increasingly associated with collaborative, international hacktivism. They undertook protests and other actions in retaliation against anti-digital piracy campaigns by motion picture and recording industry trade associations.[SUP][9][10][/SUP] Actions credited to "Anonymous" are undertaken by unidentified individuals who apply the Anonymous label to themselves as attribution.[SUP][11][/SUP] Some analysts have praised Anonymous as the freedom fighters of the internet,[SUP][12][/SUP] and a digital Robin Hood,[SUP][13][/SUP] although others have condemned them as "anarchic cyber-guerrillas".[SUP][14][/SUP]
Although not necessarily tied to a single online entity, many websites are strongly associated with Anonymous. This includes notable imageboards such as 4chan, their associated wikis, Encyclopædia Dramatica, and a number of forums. After a series of controversial, widely publicized protests, distributed denial of service (DDoS) and website defacement attacks by Anonymous in 2008, incidents linked to its cadre members have increased.[SUP][15][/SUP] In consideration of its capabilities, Anonymous has been posited by CNN to be one of the three major successors to WikiLeaks.[SUP][16][/SUP] In 2012, American magazine Time named Anonymous as one of the most influential groups of people in the world.[SUP]'' [/SUP]http://en.wikipedia.org/wiki/Anonymous_(group)
Fairtrade http://www.fairtrade.org.uk/

Appropriate Technology

''Appropriate technology is an ideological movement (and its manifestations) originally articulated as "intermediate technology" by the economist Dr. Ernst Friedrich "Fritz" Schumacher in his influential work, Small is Beautiful. Though the nuances of appropriate technology vary between fields and applications, it is generally recognized as encompassing technological choice and application that is small-scale, labor-intensive, energy-efficient, environmentally sound, and locally controlled.[SUP][1][/SUP] Both Schumacher and many modern-day proponents of appropriate technology also emphasize the technology as people-centered.[SUP][2][/SUP]

Appropriate technology is most commonly discussed in its relationship to economic development and as an alternative to transfers of capital-intensive technology from industrialized nations to developing countries.[SUP][2][3][/SUP] However, appropriate technology movements can be found in both developing and developed countries. In developed countries, the appropriate technology movement grew out of the energy crisis of the 1970s and focuses mainly on environmental and sustainability issues.[SUP][4][/SUP]
Appropriate technology has been used to address issues in a wide range of fields. Well-known examples of appropriate technology applications include: bike- and hand-powered water pumps (and other self-powered equipment), the universal nut sheller, self-contained solar-powered light bulbs and streetlights, and passive solar building designs. Today appropriate technology is often developed using open source principles, which have led to open-source appropriate technology (OSAT) and thus many of the plans of the technology can be freely found on the Internet.'' (http://en.wikipedia.org/wiki/Appropriate_technology)

The Industrial Workers of the World (IWW) or ''Wobblies
'' is a global trade union aiming to represent the interests of workers around the world http://iww.org.uk/about/introduction

The Global Ecovillage Network (GEN) http://gen.ecovillage.org/about-gen.html

The International Cooperative Alliance (ICA): http://2012.coop/welcome

Egs oif COOPs= MONDRAGON Corporation & SUMA

Decroissance
or ''Degrowth is a political, economic, and social movement based on Ecological economics, anti-consumerist and anti-capitalist ideas. Degrowth thinkers and activists advocate for the downscaling of production and consumption—the contraction of economies—as overconsumption lies at the root of long term environmental issues and social inequalities. Key to the concept of degrowth is that reducing consumption does not require individual martyring and a decrease in well-being. Rather, 'degrowthists' aim to maximize happiness and well-being through non-consumptive means—sharing work, consuming less, while devoting more time to art, music, family, culture and community.[SUP]'' [/SUP]http://en.wikipedia.org/wiki/Degrowth

An employee stock ownership plan (ESOP) is a defined contribution plan that provides a company's workers with an ownership interest in the company http://www.esopassociation.org/

''The Free State Project (FSP) is a political movement, founded in 2001, to recruit at least 20,000 libertarian-leaning people to move to a single low-population state (New Hampshire, selected in 2003) in order to make the state a stronghold for libertarian ideas http://freestateproject.org/

''Democratic Education
is a worldwide movement towards greater decision-making power for students in the running of their own schools http://www.idenetwork.org/index.htm
http://en.wikipedia.org/wiki/List_of_democratic_schools
 
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''Microfinance is usually understood to entail the provision of financial services to micro-entrepreneurs and small businesses, which lack access to banking and related services due to the high transaction costs associated with serving these client categories. The two main mechanisms for the delivery of financial services to such clients are (1) relationship-based banking for individual entrepreneurs and small businesses; and (2) group-based models, where several entrepreneurs come together to apply for loans and other services as a group.

In some regions, for example Southern Africa, microfinance is used to describe the supply of financial services to low-income employees, which however is closer to the retail finance model prevalent in mainstream banking.
For some, microfinance is a movement whose object is "a world in which as many poor and near-poor households as possible have permanent access to an appropriate range of high quality financial services, including not just credit but also savings, insurance, and fund transfers."[SUP][1][/SUP] Many of those who promote microfinance generally believe that such access will help poor people out of poverty. For others, microfinance is a way to promote economic development, employment and growth through the support of micro-entrepreneurs and small businesses.
Microfinance is a broad category of services, which includes microcredit. Microcredit is provision of credit services to poor clients. Although microcredit is one of the aspects of microfinance, conflation of the two terms is endemic in public discourse. Critics often attack microcredit while referring to it indiscriminately as either 'microcredit' or 'microfinance'. Due to the broad range of microfinance services, it is difficult to assess impact, and very few studies have tried to assess its full impact.'' http://en.wikipedia.org/wiki/Microfinance

An example is the Grameen Bank: http://en.wikipedia.org/wiki/Grameen_Bank

Crowd funding
or crowdfunding (alternately crowd financing, equity crowdfunding, social funding or hyper funding) describes the collective effort of individuals who network and pool their resources, usually via the Internet, to support efforts initiated by other people or organizations.[SUP][1][/SUP] Crowd funding is used in support of a wide variety of activities, including disaster relief, citizen journalism, support of artists by fans, political campaigns, startup company funding,[SUP][2][/SUP] movie[SUP][3][/SUP] or free software development, and scientific research.http://en.wikipedia.org/wiki/Crowd_funding
Eg kickstarter: https://www.kickstarter.com/

Islamic Finance
''Islamic economics refers to the body of Islamic studies literature that "identifies and promotes an economic order that conforms to Islamic scripture and traditions," and in the economic world an interest-free Islamic banking system, grounded in Sharia's condemnation of interest (riba). The literature has been developed "since the late 1940s, and especially since the mid-1960s."[SUP][1][/SUP] The banking system developed during the 1970s.[SUP][2][/SUP] The central features of Islamic economic literature have been summarized as the following: "behavioral norms" derived from the Quran and Sunna, zakat tax as the basis of Islamic fiscal policy, and prohibition of interest.[SUP][1][/SUP]

In Shia Islam, scholars including Mahmoud Taleghani and Mohammad Baqir al-Sadr developed an "Islamic economics" emphasizing the uplifting of the deprived masses, a major role for the state in matters such as circulation and equitable distribution of wealth, and a reward to participants in the marketplace for being exposed to risk and/or liability.

Islamist movements and authors generally describe an Islamic economic system as neither socialist nor capitalist, but as a "third way" with none of the drawbacks of the other two systems.'' http://en.wikipedia.org/wiki/Islamic_finance

Zakāt
(Arabic: زكاة‎ [zæˈkæː], "that which purifies"
[SUP][1][/SUP] or "alms"), is the giving of a fixed portion of one's wealth to charity, generally to the poor and needy.[SUP][2][/SUP] It is one of the Five Pillars of Islam. http://en.wikipedia.org/wiki/Zakat





 
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I remember reading some random poster posting for the attention of Claire Wolfe, the libertarian agitator who wrote 101 things to do until the revolution, ten things they thought should happen after the revolution, it was a weird mix of things radical and racist, but I remember they wanted a firing range in every community, the obviously felt that the mass ownership of firearms was a great idea, which may or may not be the case, although I think that the popularising or spread of debate or discussion societies could be vital for the same reasons.
 
LETS

''A local exchange trading system (also local employment and trading system or local energy transfer system; abbreviated to LETS or LETSystem) is a locally initiated, democratically organised, not-for-profit community enterprise that provides a community information service and record transactions of members exchanging goods and services by using the currency of locally created LETS Credits.

The first LETS required nothing more than a telephone, answering machine and a notebook.[SUP][7][/SUP] Since then there have been several attempts to improve the process with software, printed notes, and other familiar aspects of traditional currencies.

  1. Local people set up an organization to trade between themselves, often paying a small membership fee to cover administration costs
  2. Members maintain a directory of offers and wants to help facilitate trades
  3. Upon trading, members may 'pay' each other with printed notes, log the transaction in log books or online, or write cheques which are later cleared by the system accountant.
  4. Members whose balances exceed specified limits (positive or negative) are obliged to move their balance back towards zero by spending or earning.

LETS is a fully fledged monetary or exchange system, unlike direct barter. LETS members are able to earn credits from any member and spend them with anyone else on the scheme. Since the details are worked out by the users, there is much variation between schemes.

LETS can help revitalise and build community by allowing a wider cross-section of the community—individuals, small businesses, local services and voluntary groups—to save money and resources in cooperation with others and extend their purchasing power. Other benefits may include social contact, health care, tuition and training, support for local enterprise and new businesses. One goal of this approach is to stimulate the economies of economically depressed towns that have goods and services, but little official currency: the LETS scheme does not require outside sources of income as stimulus.'' http://en.wikipedia.org/wiki/LETS
Localisation as a response to globalisation for example:

''Transition Towns (also known as Transition network or Transition Movement) is a grassroots network of communities that are working to build resilience in response to peak oil, climate destruction, and economic instability.[SUP][citation needed][/SUP]

Transition Towns is a brand for these environmental and social movements “founded (in part) upon the principles of permaculture”, based originally on Bill Mollison’s seminal Permaculture, a Designers Manual published in 1988.[SUP][1][/SUP] The Transition Towns brand of permaculture uses David Holmgren’s 2003 book, Permaculture: Principles and Pathways Beyond Sustainability. [SUP][2][/SUP] These techniques were included in a student project overseen by permaculture teacher Rob Hopkins at the Kinsale Further Education College in Ireland. The term transition town was coined by Louise Rooney[SUP][3][/SUP] and Catherine Dunne. Following its start in Kinsale, Ireland it then spread to Totnes, England where Rob Hopkins and Naresh Giangrande developed the concept during 2005 and 2006.[SUP][4][/SUP] The aim of this community project is to equip communities for the dual challenges of climate change and peak oil. The Transition Towns movement is an example of socioeconomic localisation. In 2007, the UK-based charity Transition Network was founded to disseminate the concept of transition and support communities around the world as they adopted the transition model.'' http://en.wikipedia.org/wiki/Transition_Towns

''Permaculture
is a branch of ecological design, ecological engineering, and environmental design which develops sustainable architecture/human settlements and self-maintained agricultural systems modeled from natural ecosystems. [SUP][1][2][/SUP]

The core tenets of permaculture are:[SUP][3][4][/SUP]

  • Take Care of the Earth: Provision for all life systems to continue and multiply. This is the first principle, because without a healthy earth, humans cannot flourish.
  • Take Care of the People: Provision for people to access those resources necessary for their existence.
  • Share the Surplus: Healthy natural systems use outputs from each element to nourish others. We humans can do the same. By governing our own needs, we can set resources aside to further the above principles.

Permaculture draws from several disciplines including organic farming, agroforestry, integrated farming, sustainable development, and applied ecology. "The primary agenda of the movement has been to assist people to become more self reliant through the design and development of productive and sustainable gardens and farms. The design principles which are the conceptual foundation of permaculture were derived from the science of systems ecology and study of pre-industrial examples of sustainable land use."[SUP][5][/SUP]
Permaculture design emphasizes patterns of landscape, function, and species assemblies. It asks the question, “Where does this element go? How can it be placed for the maximum benefit of the system?" To answer this question, the central concept of permaculture is maximizing useful connections between components and synergy of the final design. The focus of permaculture, therefore, is not on each separate element, but rather on the relationships created among elements by the way they are placed together; the whole becoming greater than the sum of its parts. Permaculture design therefore seeks to minimize waste, human labor, and energy input by building systems with maximal benefits between design elements to achieve a high level of synergy. Permaculture designs evolve over time by taking into account these relationships and elements and can become extremely complex systems that produce a high density of food and materials with minimal input.[SUP][6][/SUP]
It is worthy of note that Permaculture is a system of design only, and as such it can be applied to anything that requires design. Permaculture has been applied most commonly to the design of housing and landscaping, integrating techniques such as agroforestry, natural building and rainwater harvesting within the context of Permaculture design principles and theory.'' http://en.wikipedia.org/wiki/Permaculture
 
''Mutualism is an economic theory and anarchist school of thought that advocates a society where each person might possess a means of production, either individually or collectively, with trade representing equivalent amounts of labor in the free market.[SUP][1][/SUP] Integral to the scheme was the establishment of a mutual-credit bank that would lend to producers at a minimal interest rate, just high enough to cover administration.[SUP][2][/SUP] Mutualism is based on a labor theory of value that holds that when labor or its product is sold, in exchange, it ought to receive goods or services embodying "the amount of labor necessary to produce an article of exactly similar and equal utility".[SUP][3][/SUP] Mutualism originated from the writings of philosopher Pierre-Joseph Proudhon.

Mutualists oppose the idea of individuals receiving an income through loans, investments, and rent, as they believe these individuals are not laboring. Though Proudhon opposed this type of income, he expressed that he had never intended "...to forbid or suppress, by sovereign decree, ground rent and interest on capital. I think that all these manifestations of human activity should remain free and voluntary for all: I ask for them no modifications, restrictions or suppressions, other than those which result naturally and of necessity from the universalization of the principle of reciprocity which I propose."[SUP][4][/SUP] Insofar as they ensure the worker's right to the full product of their labor, mutualists support markets (or artificial markets) and property in the product of labor. However, they argue for conditional titles to land, whose ownership is legitimate only so long as it remains in use or occupation (which Proudhon called "possession");[SUP][5][/SUP] thus advocating personal property, but not private property.
Though mutualism is similar to the economic doctrines of the nineteenth century American individualist anarchists, unlike them, mutualism is in favor of large industries.[SUP][6][/SUP] Mutualism has therefore been retrospectively characterized sometimes as being a form of individualist anarchism,[SUP][7][/SUP] and as ideologically situated between individualist and collectivist forms of anarchism as well.[SUP][8][/SUP] Proudhon himself described the "liberty" he pursued as "the synthesis of communism and property."[SUP][9][/SUP]
Mutualists have distinguished mutualism from state socialism, and do not advocate state control over the means of production. Benjamin Tucker said of Proudhon, that "though opposed to socializing the ownership of capital, [Proudhon] aimed nevertheless to socialize its effects by making its use beneficial to all instead of a means of impoverishing the many to enrich the few...by subjecting capital to the natural law of competition, thus bringing the price of its own use down to cost.

Theory

See also: Cost the limit of price
The primary aspects of mutualism are free association, mutualist credit, contract (or federation/confederation), and gradualism (or dual-power). Mutualism is often described by its proponents as advocating an "anti-capitalist free market".
Mutualists argue that most of the economic problems associated with capitalism each amount to a violation of the cost principle, or as Josiah Warren interchangeably said, "Cost the limit of price." It was inspired by the labor theory of value, which was popularized, though not invented, by Adam Smith in 1776 (Proudhon mentioned Smith as an inspiration). The labor theory of value holds that the actual price of a thing (or the "true cost") is the amount of labor that was undertaken to produce it. In Warren's terms, cost should be the "limit of price," with "cost" referring to the amount of labor required to produce a good or service. Anyone who sells goods should charge no more than the cost to himself of acquiring these goods. Proudhon also held that the "real value of products was determined by labour time, and that all kinds of labour should be regarded as equally effective in the value-creating process, and he advocated therefore equality of wages and salaries."[SUP][11][/SUP]
Free association

Mutualists argue that association is only necessary where there is an organic combination of forces. For instance, an operation that requires specialization and many different workers performing their individual tasks to complete a unified product, i.e., a factory. In this situation, workers are inherently dependent on each other – and without association they are related as subordinate and superior, master and wage-slave.
An operation that can be performed by an individual without the help of specialized workers does not require association. Proudhon argued that peasants do not require societal form, and only feigned association for the purposes of solidarity in abolishing rents, buying clubs, etc. He recognized that their work is inherently sovereign and free. In commenting on the degree of association that is preferable Proudhon said:
"In cases in which production requires great division of labour, it is necessary to form an ASSOCIATION among the workers... because without that they would remain isolated as subordinates and superiors, and there would ensue two industrial castes of masters and wage workers, which is repugnant in a free and democratic society. But where the product can be obtained by the action of an individual or a family... there is no opportunity for association."[SUP][12][/SUP]
For Proudhon, mutualism involved creating "industrial democracy," a system where workplaces would be "handed over to democratically organised workers' associations . . . We want these associations to be models for agriculture, industry and trade, the pioneering core of that vast federation of companies and societies woven into the common cloth of the democratic social Republic."[SUP][13][/SUP] He urged "workers to form themselves into democratic societies, with equal conditions for all members, on pain of a relapse into feudalism." This would result in "Capitalistic and proprietary exploitation, stopped everywhere, the wage system abolished, equal and just exchange guaranteed."[SUP][14][/SUP] Workers would no longer sell their labour to a capitalist but rather work for themselves in co-operatives.
As Robert Graham notes, "Proudhon's market socialism is indissolubly linked to his notions of industry democracy and workers' self-management."[SUP][15][/SUP] K. Steven Vincent notes in his in-depth analysis of this aspect of Proudhon's ideas that "Proudhon consistently advanced a program of industrial democracy which would return control and direction of the economy to the workers." For Proudhon, "...strong workers' associations . . . would enable the workers to determine jointly by election how the enterprise was to be directed and operated on a day-to-day basis."[SUP][16][/SUP]
Mutual credit

Main article: Mutual credit
Mutualists argue that free banking should be taken back by the people to establish systems of free credit. They contend that banks have a monopoly on credit, just as capitalists have a monopoly on land. Banks are essentially creating money by lending out deposits that do not actually belong to them, then charging interest on the difference. Mutualists argue that by establishing a democratically run mutual bank or credit union, it would be possible to issue free credit so that money could be created for the benefit of the participants rather than for the benefit of the bankers. Individualist anarchists noted for their detailed views on mutualist banking include Proudhon, William B. Greene, and Lysander Spooner.
Some modern forms of mutual credit are LETS and the Ripple monetary system project.
In a session of the French legislature, Proudhon proposed a government-imposed income tax to fund his mutual banking scheme, with some tax brackets reaching as high as 33⅓ percent and 50 percent, which was turned down by the legislature.[SUP][17][/SUP] This income tax Proudhon proposed to fund his bank was to be levied on rents, interest, debts, and salaries.[SUP][18][19][/SUP] Specifically, Proudhon's proposed law would have required all capitalists and stockholders to disburse one sixth of their income to their tenants and debtors, and another sixth to the national treasury to fund the bank.[SUP][20][/SUP] This scheme was vehemently objected to by others in the legislature, including Frédéric Bastiat;[SUP][20][/SUP] the reason given for the income tax's rejection was that it would result in economic ruin and that it violated "the right of property."[SUP][21][/SUP] In his debates with Bastiat, Proudhon did once propose funding a national bank with a voluntary tax of 1%.[SUP][22][/SUP] Proudhon also argued for the abolition of all taxes.[SUP][23][/SUP]
Contract and federation

Mutualism holds that producers should exchange their goods at cost-value using systems of "contract." While Proudhon's early definitions of cost-value were based on fixed assumptions about the value of labor-hours, he later redefined cost-value to include other factors such as the intensity of labor, the nature of the work involved, etc. He also expanded his notions of "contract" into expanded notions of "federation." As Proudhon argued,
[TABLE="class: MsoNormalTable"]
[TR]
[TD] “
[/TD]
[TD] "I have shown the contractor, at the birth of industry, negotiating on equal terms with his comrades, who have since become his workmen. It is plain, in fact, that this original equality was bound to disappear through the advantageous position of the master and the dependent position of the wage-workers. In vain does the law assure the right of each to enterprise . . . When an establishment has had leisure to develop itself, enlarge its foundations, ballast itself with capital, and assure itself a body of patrons, what can a workman do against a power so superior?"[SUP][24][/SUP]
[/TD]
[TD]
”​
[/TD]
[/TR]
[/TABLE]
Gradualism and dual-power
Beneath the governmental machinery, in the shadow of political institutions, out of the sight of statemen and priests, society is producing its own organism, slowly and silently; and constructing a new order, the expression of its vitality and autonomy...[SUP][25][/SUP]
Mutualism and capitalism

Pierre Joseph Proudhon was one of the most famous philosophers which articulated thoughts on the nature of property. He is known for claiming that "property is theft," but is less known for the claims that "property is liberty" and "property is impossible". According to Colin Ward, Proudhon did not see a contradiction between these slogans. This was because Proudhon distinguished between what he considered to be two distinct forms of property often bound up in the single label. To the mutualist, this is the distinction between property created by coercion and property created by labor. Property is theft "when it is related to a landowner or capitalist whose ownership is derived from conquest or exploitation and [is] only maintained through the state, property laws, police, and an army". Property is freedom for "the peasant or artisan family [who have] a natural right to a home, land [they may] cultivate, [...] to tools of a trade", and the fruits of that cultivation — but not to ownership or control of the lands and lives of others. The former is considered illegitimate property, the latter legitimate property.[SUP][citation needed][/SUP]
Proudhon argued that property in the product of labor is essential to liberty, while property that strayed from "possession" ("occupancy and use") was the basis for tyranny and would lead a society to destroy itself. The conception of entitlement property as a destructive force and illegitimate institution can be seen in this quote by Proudhon,
"Then if we are associated for the sake of liberty, equality, and security, we are not associated for the sake of property; then if property is a natural right, this natural right is not social, but anti-social. Property and society are utterly irreconcilable institutions. It is as impossible to associate two proprietors as to join two magnets by their opposite poles. Either society must perish, or it must destroy property. If property is a natural, absolute, imprescriptible, and inalienable right, why, in all ages, has there been so much speculation as to its origin? – for this is one of its distinguishing characteristics. The origin of a natural right! Good God! who ever inquired into the origin of the rights of liberty, security, or equality?" (What is Property?)
Mutualist, Clarence Lee Swartz, says in What is Mutualism:
"It is, therefore, one of the purposes of Mutualists, not only to awaken in the people the appreciation of and desire for freedom, but also to arouse in them a determination to abolish the legal restrictions now placed upon non-invasive human activities and to institute, through purely voluntary associations, such measures as will liberate all of us from the exactions of privilege and the power of concentrated capital."
Swartz also states that mutualism differs from anarcho-communism and other collectivist philosophies by its support of private property: "One of the tests of any reform movement with regard to personal liberty is this: Will the movement prohibit or abolish private property? If it does, it is an enemy of liberty. For one of the most important criteria of freedom is the right to private property in the products of ones labor. State Socialists, Communists, Syndicalists and Communist-Anarchists deny private property."
However, Proudhon warned that a society with private property without equality would lead to statist-like relations between people.
"The purchaser draws boundaries, fences himself in, and says, 'This is mine; each one by himself, each one for himself.' Here, then, is a piece of land upon which, henceforth, no one has right to step, save the proprietor and his friends; which can benefit nobody, save the proprietor and his servants. Let these multiply, and soon the people . . . will have nowhere to rest, no place of shelter, no ground to till. They will die of hunger at the proprietor's door, on the edge of that property which was their birth-right; and the proprietor, watching them die, will exclaim, 'So perish idlers and vagrants.'"[SUP][26][/SUP]
Unlike capitalist private-property supporters, Proudhon stressed equality. He thought all workers should own property and have access to capital. He stressed that in every cooperative "every worker employed in the association [must have] an undivided share in the property of the company".[SUP][27][/SUP] This distinction Proudhon made between different kinds of property has been articulated by some later anarchist and socialist theorists as one of the first distinctions between private property and personal property; the latter having actual use-value to the individual possessing it.'' http://en.wikipedia.org/wiki/Mutuali...omic_theory%29
 
''Open-source software (OSS) is computer software that is available in source code form: the source code and certain other rights normally reserved for copyright holders are provided under an open-source license that permits users to study, change, improve and at times also to distribute the software.

Open source software is very often developed in a public, collaborative manner. Open-source software is the most prominent example of open-source development and often compared to (technically defined) user-generated content or (legally defined) open content movements.[SUP][1][/SUP]
A report by the Standish Group states that adoption of open-source software models has resulted in savings of about $60 billion per year to consumers. '' http://en.wikipedia.org/wiki/Open_source_software

''Slow Food is an international movement founded by Carlo Petrini in 1986. Promoted as an alternative to fast food, it strives to preserve traditional and regional cuisine and encourages farming of plants, seeds and livestock characteristic of the local ecosystem. It was the first established part of the broader Slow movement. The movement has since expanded globally to over 100,000 members in 150 countries. [SUP][1][/SUP] Its goals of sustainable foods and promotion of local small businesses are paralleled by a political agenda directed against globalization of agricultural products.'' http://en.wikipedia.org/wiki/Slow_food

''Social ecology is a philosophy founded by radical Green author and activist Murray Bookchin. Conceptualized as a radical critique of current social, political, and anti-ecological trends, it espouses a reconstructive, ecological, communitarian, and ethical approach to society.

Social ecology advocates a reconstructive and transformative outlook on social and environmental issues, and promotes a directly democratic, confederal politics. As a body of ideas, social ecology envisions a moral economy that moves beyond scarcity and hierarchy, toward a world that reharmonizes human communities with the natural world, while celebrating diversity, creativity and freedom.

Social ecology suggests that the roots of current ecological and social problems can be traced to hierarchical (or more specifically kyriarchical) modes of social organization. Social ecologists claim that the systemic issue of hierarchy cannot be resisted by individual actions alone such as ethical consumerism but must be addressed by more nuanced ethical thinking and collective activity grounded in radically democratic ideals. The complexity of relationships between people and nature is emphasized, along with the importance of establishing more mutualistic social structures that take account of this.'' http://en.wikipedia.org/wiki/Social_ecology

''Syndicalism
is a type of economic system proposed as a replacement for capitalism and an alternative to state socialism, which uses Confederations of collectivised trade unions or industrial unions. It is a form of socialist economic corporatism that advocates interest aggregation of multiple non-competitive categorised units to negotiate and manage an economy.[SUP][1][/SUP]
For adherents, labour unions are the potential means of both overcoming economic aristocracy and running society fairly in the interest of the majority, through union democracy. Industry in a syndicalist system would be run through co-operative confederations and mutual aid. Local syndicates would communicate with other syndicates through the Bourse du Travail (labor exchange) which would manage and transfer commodities.
Syndicalism is also used to refer to the tactic of bringing about this social arrangement, typically expounded by anarcho-syndicalism and De Leonism, in which a general strike begins and workers seize their means of production and organise in a federation of trade unionism, such as the CNT.[SUP][2][/SUP] Throughout its history, the reformist section of syndicalism has been overshadowed by its revolutionary section, typified by the IWW or the Federación Anarquista Ibérica section of the CNT'' http://en.wikipedia.org/wiki/Syndicalism

Time Banks
''In economics, a time-based currency is an alternative currency where the unit of exchange is the man-hour.
Some time-based currencies value everyone’s contributions equally. One hour equals one service credit. In these systems, one person volunteers to work for an hour for another person; thus, they are credited with one hour, which they can redeem for an hour of service from another volunteer. Critics charge this would lead to fewer doctors or dentists. Other systems, such as Ithaca Hours, let doctors and dentists charge more hours per hour.'' http://en.wikipedia.org/wiki/Time_banks

Via Campesina
(from Spanish la vía campesina, the campesino way, or the Peasants' Way) describes itself as "an international movement which coordinates peasant organizations of small and middle-scale producers, agricultural workers, rural women, and indigenous communities from Asia, Africa, America, and Europe". It is a coalition of over 148 organizations, advocating family-farm-based sustainable agriculture and was the group that first coined the term "food sovereignty".[SUP][1][/SUP] Food sovereignty refers to the right to produce food on one's own territory. Via Campesina has carried out several campaigns including a campaign to defend farmer's seeds, a campaign to stop violence against women, a campaign for the recognition of the rights of peasants, a Global Campaign for agrarian reform, and others.'' http://en.wikipedia.org/wiki/Via_Campesina


''Worker self-management (sometimes called workers' control or autogestion) is a form of workplace decision-making in which the workers themselves agree on choices (for issues such as customer care, general production methods, scheduling, division of labour) instead of an owner or traditional supervisor telling workers what to do, how to do it and where to do it. Examples of such self-management allegedly include the Paris Commune, the Russian Revolution, the German Revolution, the Spanish Revolution, Titoist Yugoslavia, Algeria under Ahmed Ben Bella, the fábricas recuperadas movement in Argentina, the LIP factory in France in the 1970s, the Mondragón Cooperative Corporation which is the Basque Country's largest corporation, AK Press[SUP][1][/SUP] in the United States, etc.
Argentina's fábricas recuperadas movement, which emerged in response to Argentine's 2001 economic crisis,[SUP][2][/SUP] is the current most significant workers' self-management phenomenon in the world.
English-language discussions of this phenomenon may employ several different translations of the original Spanish expression other than recovered factory. For example, recuperated factory/business, reclaimed factory, and worker-run factory have been noted. The phenomenon is also known as "autogestion," which comes from the French word for self-management (applied to factories, popular education systems, and other uses). Worker self-management may coincide with employee ownership.
Workers' self-management is often the decision-making model used in co-operative economic arrangements such as worker cooperatives, workers' councils, participatory economics, and similar arrangements where the workplace operates without a boss. This model of decision making does not involve consulting all employees for every tiny issue in a time-consuming, inefficient and ineffective manner. Real-world examples show that only large-scale decisions are made by all employees during council meetings and small decisions are made by those implementing them while coordinating with the rest and following more general agreements.'' http://en.wikipedia.org/wiki/Worker_self_management

''The Zapatista Army of National Liberation (Ejército Zapatista de Liberación Nacional, EZLN) often referred to as the Zapatistas is a revolutionary leftist group based in Chiapas, the southernmost state of Mexico.
Since 1994, the group has been in a declared war "against the Mexican state," though this war has been primarily nonviolent and defensive against military, paramilitary, and corporate incursions into Chiapas.[SUP][citation needed][/SUP] Their social base is mostly rural indigenous people but they have some supporters in urban areas as well as an international web of support. Their main spokesperson is Subcomandante Marcos (currently a.k.a. Delegate Zero in relation to "the Other Campaign"). Unlike other Zapatista spokespeople, Marcos is not an indigenous Maya.
The group takes its name from Emiliano Zapata, the agrarian reformer[SUP][1][/SUP] and commander of the Liberation Army of the South during the Mexican Revolution, and sees itself as his ideological heir. In reference to inspirational figures, in nearly all EZLN villages exist murals accompanying images of Zapata, Che Guevara, and Subcomandante Marcos.[SUP][2][/SUP]
Although the ideology of the EZLN is reflective of libertarian socialist politics, paralleling both anarchist and libertarian Marxist thought in many respects, the EZLN has rejected[SUP][3][/SUP] and defied[SUP][4][/SUP] political classification; retaining its distinctiveness due in part to the importance of indigenous Mayan beliefs in Zapatismo thought. The EZLN aligns itself with the wider alter-globalization, anti-neoliberal social movement, seeking indigenous control over their local resources, especially land. Since their 1994 uprising was countered by the superior military might of the Mexican army, the EZLN has abstained from offensively using their weapons and adopted a new strategy that attempts to garner both Mexican and international support. Through an internet campaign, the EZLN has begun to disseminate an understanding of their plight and intentions. With this change in tactics, the EZLN has received greater support from a variety of NGOs and organizations as well as increased attention in both leftist and mainstream media outlets. The EZLN has also entered popular culture thanks in part to the support it has received from bands such as Rage Against the Machine, 47 Ronin, Garotos Podres, Leftöver Crack, Brujeria, Anti-Flag, Dead Prez, Immortal Technique, Manu Chao, Sun Rise Above, Maná, Blue King Brown, Active Member, and Tijuana No!.'' http://en.wikipedia.org/wiki/Zapatis...nal_Liberation


Crowd funding or crowdfunding (alternately crowd financing, equity crowdfunding, or hyper funding) describes the collective effort of individuals who network and pool their resources, usually via the Internet, to support efforts initiated by other people or organizations.[SUP][1][2][/SUP]. Crowd funding is used in support of a wide variety of activities, including disaster relief, citizen journalism, support of artists by fans, political campaigns, startup company funding,[SUP][3][/SUP] movie[SUP][4][/SUP] or free software development, inventions development and scientific research.[SUP][5][/SUP]
Crowd funding can also refer to the funding of a company by selling small amounts of equity to many investors. This form of crowd funding has recently received attention from policymakers in the United States with direct mention in the JOBS Act; legislation that allows for a wider pool of small investors with fewer restrictions.[SUP][2][/SUP]
The JOBS Act was signed into law by President Obama on April 5, 2012. The U.S. Securities and Exchange Commission has been given approximately 270 days to set forth specific rules and guidelines that enact this legislation, while also ensuring the protection of investors.[SUP][6][/SUP] Some rules have already been proposed by the SEC (http://en.wikipedia.org/wiki/Crowd_funding)
 
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Strike the debt is a global campaign to buy debt off enforcers and then write it off: http://strikedebt.org/

There is an interview on the following clip at 15:00 http://rt.com/programs/keiser-report...73-max-keiser/

Shareholder activism
is a form of lobbying of investors. An example is the work carried out by Fair Pensions (http://www.fairpensions.org.uk/ourwork)

''We push for specific improvements in corporate environmental and human rights behaviour by working with investors and individual pension fund managers to engage with and put pressure on the corporations in which they hold shares. In recent years we have campaigned on issues including tar sands, climate change, destructive mining projects and access to generic medicines in developing countries.''

Peer to peer lending
offers a way to finance projects without the use of banks. Peer-to-peer lending (also known as person-to-person lending, peer-to-peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to previously unrelated individuals or "peers" without the intermediation of traditional financial institutions (banks). It takes place on online lending platforms that are provided by peer-to-peer lending companies on their websites and is facilitated by credit checking tools of varying complexity. http://en.wikipedia.org/wiki/Peer_to_peer_lending

Save our savers
are a group arguing against the inflationary process that is 'quantitative easing' which is effectively a printing of money. It leads to low interest rates which destroy peoples savings by increasing the cost of living but it benefits the super rich speculators http://www.saveoursavers.co.uk/
Unite the resistance are a group who bring trade unions together to make them stronger http://uniteresist.org/
 
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